7 Trusted Ways To Take Control Of Your Financial Future As A Small Investor

Investment Advisor For Small Investors

Regulate Your Investments Early On With Our Investment Advisor for Small Investors

Investment advice isn’t just for the rich.

Getting the right advice when you first start investing can affect how well you do in the long run.

Investment advisors usually keep an eye on how your investments are doing and advise about whether you should buy, sell, or hold on to them.

An investment advisor can be a company or a person. Either way, the goal is to manage your investments and ensure they fit into your overall investment strategy.

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You might change your mind and think you’re investing this much money and then a different amount later. You’ll ask yourself, do you need help with your investments? Or is this another expense you could have avoided if you had been smarter?

Well, maybe you’d listen and want to hear facts. Four out of seven people don’t know much about money. They spend an average of £1,328 a year on it (yes, individually).

You could be among the 4 out of 7. As investment advisors at Pearl Lemon Invest, we are one of the three.

Help us get you there. Talk to us right away.

Signs To Look Out For

A financial advisor can help people of any age and at any point in their lives. You don’t need to have a lot of money; you just need to find an advisor who is right for you.

It’s a very personal choice to get professional help with your money, but if you’re feeling overwhelmed, confused, stressed out, or scared about your finances, it might be time to look for a financial advisor. 

You can also talk to a financial advisor if you feel you have enough money but want to ensure you’re on the right track. Or, even if you think you don’t [have enough money]. 

An expert can help you find ways to improve your plan that might help you reach your goals more quickly. Lastly, you should hire a financial advisor if you don’t have the time or interest to manage your own money.

These are some of the most common reasons you might need a professional advisor’s help. Here are a few that are more specific.

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If it’s not doing that, hiring a financial advisor can help you figure out what you’re doing wrong and change course before it’s too late.

You Don't Have a Current Estate Plan

A financial advisor can also help you make an estate plan so that your assets are taken care of the way you want after you die. A financial advisor can also help if you don’t have enough insurance or don’t know what kind of insurance you need.

A fee-only financial advisor might be less likely to be biassed than an insurance agent.

You Haven't Invested Your Savings or You Don't Know How To

Because we live in a world with inflation, cash or money in a low-interest account loses value yearly. Investing is the only way to grow your money; unless you have a very high income, it’s the only way most people will ever have enough money to retire.

You Have Investments, But They Keep Losing

Even the best investors lose money when the market goes down or when they make a choice that doesn’t work out as planned. Overall, though, investing should add a lot to your net worth. 

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What to Consider in Finding an Investment Advisor

When looking for an investment advisor in your area, there are a few things to keep in mind:

Firm size

Financial advisors can either own a small business or work for a more prominent company. Neither style is necessarily better, but you should consider which one might work better for you.

For example, larger firms can sometimes offer a broader range of investments at a lower price, while smaller firms may focus on their way of giving financial advice to set themselves apart.

Credentials

Anyone can call themselves a financial advisor, so looking at what comes after your advisor’s name is essential. What qualifications or licences does she have? How has the advisor been trained?

Expertise

You can find out what an advisor is good at by looking at her credentials. For example, if a financial advisor is a Certified Retirement Financial Advisor or CRFA, you can be sure they know a lot about planning for retirement.

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Type of office

Virtual and remote offices have been rising more than ever. However, firms can offer different levels of virtual planning.

Before choosing an advisor, you should consider whether you’d instead meet with them online or in person.

The Services Our Advisors Can Give You

Pearl Lemon Invests provides a wide range of services to its clients. Some of them that we think would be good for you are:

Investment advice

Financial advisors look into different ways to invest and ensure your portfolio stays at the level of risk you want.

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Debt management

Financial advisors will help you develop a plan to pay off your debts, such as credit card debt, student loans, car loans, or mortgages.

Budgeting help

Financial advisors are very good at determining where your money goes after you get paid. Advisors can help you make budgets, so you are ready to reach your financial goals.

Insurance coverage

Depending on your financial situation, a financial advisor may look at your current policies to see any gaps in coverage or suggest new policies, such as disability insurance or long-term care coverage.

Tax planning

Tax planning means coming up with plans to lower the amount of taxes you may have to pay, like giving a lot of money to charity or taking advantage of tax losses. Remember that not all financial planners are tax experts and that planning your taxes differs from doing your taxes. You may still need a CPA or tax software to file your taxes. 

We suggest that you talk to the tax planners at Pearl Lemon Accountants.

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Retirement planning

Financial advisors can help you save money for retirement, which is the most important long-term goal. Then, when you retire or are getting close to it, they can help you ensure your money is safe.

Estate planning

If you want to leave a legacy, a financial advisor can help you pass on your wealth to the next generation, whether that’s to family, friends, or a good cause.

Retirement planning

College planning

If you want to pay for the college educations of people you care about, a financial advisor can help you devise a plan to save money.

Again, these are just some of the many services we give. Contact us today to discuss more. 

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You Don’t Need To Be Very Rich

As we’ve mentioned, investing is not just for the rich nor the business owners of conglomerate companies.

It’s also for small investors like you who are willing to risk venturing their money for other things.

And we know how to help you with that amount. We know how to maximise your finances to get the highest returns out there.

Here at Pearl Lemon Invest, we want you to succeed at investments– even in the smallest ones.

So why don’t you book a call now?

FAQS

An investment advisor for small investors typically offers financial planning, portfolio management, and investment advisory services. They may also help with retirement, estate, and tax planning. Additionally, they may provide regular updates and reports on your investments’ performance and make necessary adjustments.

When looking for an investment advisor, you should look for someone who is experienced and has a track record of success. You should also look for someone who is a good communicator and will take the time to understand your financial goals and risk tolerance.

Working with an investment advisor can provide many benefits, such as access to professional expertise and knowledge, personalised financial advice, and having a professional manage your investments. They can also help you with financial planning and guide how to achieve your financial goals.