Stock trading in the UK has never been more accessible, but with dozens of platforms competing for attention, picking the right one can be overwhelming. Whether you’re a retail investor, a day trader, or someone building a long-term portfolio, choosing the best stock trading app in the UK can make a big difference to your results.
We’ve tested and compared more than 40 platforms and narrowed them down to the 20 best trading apps for 2025. This list is designed for UK investors, from complete beginners to seasoned traders.
Why this matters:
- According to the Financial Conduct Authority (FCA), more than 5 million people in the UK now hold retail investment accounts, a number growing year on year.
- A recent study shows 68% of UK retail investors prefer mobile trading apps over desktop platforms, underlining the importance of user-friendly and cost-effective solutions.
What is a Stock Trading App?
A stock trading app is a mobile or desktop platform that allows investors to buy, sell, and monitor stocks, ETFs, and other securities in real time. These apps have reshaped how UK investors participate in the markets by offering:
- Instant execution of trades.
- Fractional shares, making high-value stocks more accessible.
- Educational resources for beginners.
- Advanced charting and analysis tools for professionals.
For UK traders, a good trading app means lower fees, FCA regulation for safety, and smooth functionality on both iOS and Android.
Quick Comparison of Stock Trading Apps in UK
Since UK traders care most about fees, regulation, ease of use, mobile experience, and available assets, we’ll compare the apps based on:
- Best For
- Starting Price / Fees
- Free Trial?
- Unique Feature
- Regulation & Safety
| App Name | Best For | Starting Price / Fees | Free Trial? | Unique Feature | Regulation & Safety |
| eToro | Social trading & beginners | 0% commission | Yes | CopyTrading | FCA regulated |
| Trading 212 | Commission-free investing | £1 minimum | Yes | Fractional shares | FCA regulated |
| Freetrade | Beginners with small capital | £2/month premium | Yes | ISA support | FCA regulated |
| IG | Active traders | £8 commission | No | Advanced charting | FCA regulated |
| Saxo Markets | Professionals | £500 minimum deposit | No | Global market access | FCA regulated |
| Plus500 | CFD traders | Variable spreads | Yes | Risk management tools | FCA regulated |
| Hargreaves Lansdown | Long-term investors | 0.45% annual fee | No | ISA & SIPP options | FCA regulated |
| Interactive Investor | Serious investors | £9.99/month | No | Flat fee structure | FCA regulated |
| Capital.com | Beginners & CFDs | 0% commission | Yes | AI-powered insights | FCA regulated |
| FinecoBank | European traders | £2.95 commission | No | Multi-market access | FCA regulated |
| DEGIRO | Low-cost trading | £1.75 commission | No | Global ETFs | FCA regulated |
| Robinhood UK* | US stock traders (coming 2025) | Commission-free | Yes | Options trading | FCA regulated |
| XTB | Forex & CFD traders | 0% commission | Yes | Market analysis tools | FCA regulated |
| AvaTrade | CFD trading & forex | Variable spreads | Yes | CopyTrader alternatives | FCA regulated |
| Libertex | CFD beginners | 0% commission | Yes | Demo trading | FCA regulated |
| Wealthify | Passive investors | 0.6% annual fee | Yes | Robo-advisory | FCA regulated |
| Nutmeg | Long-term portfolio building | 0.75% annual fee | Yes | Managed portfolios | FCA regulated |
| Stake | US stocks for UK traders | 0% commission | Yes | Fractional US shares | FCA regulated |
| CMC Markets | Active CFD traders | Variable spreads | No | Pro-level tools | FCA regulated |
| Revolut | Casual investors | From £1 commission | Yes | Multi-asset access | FCA regulated |
Best Stock Trading Apps in UK 2025
Here’s the full breakdown of the 20 best stock trading apps. Each section includes a deep dive into features, pricing, pros/cons, and who it’s best for.
1. eToro – Social Trading Made Simple
eToro is one of the most popular stock trading apps in the UK, widely recognised for its social trading features. With over 30 million users worldwide, the platform caters to beginners who want to trade stocks, ETFs, and cryptocurrencies without getting lost in technical complexity. Its FCA regulation adds an extra layer of trust, and the ability to copy top-performing traders makes it attractive to newcomers.
Key Features
CopyTrading
eToro’s signature feature, CopyTrading, lets you automatically mirror the portfolios of successful traders. This is especially useful for beginners who want to learn while investing. It reduces the decision-making stress by following strategies already tested by professionals.
Zero-Commission Stock Trading
The platform offers 0% commission on real stocks, which means more profit stays in your pocket. For UK investors looking to build diversified portfolios without heavy fees, this is a standout benefit.
Fractional Shares
With fractional shares, you don’t need hundreds of pounds to buy expensive stocks like Amazon or Tesla. eToro makes big-name companies accessible to small-scale investors starting with as little as £10.
Multi-Asset Access
Beyond stocks, eToro provides access to ETFs, crypto, commodities, and forex. This multi-asset support makes it ideal for traders who want all-in-one flexibility without juggling multiple accounts.
Virtual Portfolio
eToro includes a $100,000 demo account, letting beginners practice trading risk-free before committing real money. It’s one of the best ways to build confidence in the market.
Pros & Cons
| Pros | Cons |
| User-friendly interface | Limited advanced charting |
| Zero commission on stocks | £3.85 withdrawal fee |
| FCA regulated | Currency conversion fees |
| CopyTrading for beginners | Spreads can be wide |
| Wide range of assets | Some features geo-restricted |
Pricing
- Stocks & ETFs: 0% commission
- CFDs: Variable spreads
- Minimum Deposit: £10 (UK)
- Withdrawal Fee: £3.85
Best For Beginners and Social Traders in the UK
eToro is best suited for:
- New investors — who want guidance by copying experts.
- Part-time traders — looking for a simple, low-barrier entry.
- Crypto-curious investors — who also want stock market exposure.
- UK beginners — attracted by FCA-regulated safety and demo accounts.
If you’re just starting, use CopyTrading to follow traders with consistent performance. A hidden advantage? Many UK users overlook eToro’s Smart Portfolios (themed investment bundles), which let you invest in sectors like tech or renewable energy without picking individual stocks.
How to Use eToro for UK Trading Success
Set up your free virtual portfolio first, test different strategies, then shift gradually into live trading. Always check the FCA license details for peace of mind.
Best Alternate Tool
Trading 212 — another commission-free platform that’s excellent for beginners who want more UK-focused stock options.
2. Trading 212 – Commission-Free Investing for Everyone
Trading 212 is one of the most downloaded stock trading apps in the UK, particularly loved for its commission-free investing and beginner-friendly setup. With over 2 million active users, it caters to both casual investors and those wanting to dip their toes into fractional shares. It’s fully regulated by the FCA and has become a go-to platform for UK investors who prefer simplicity with flexibility.
Key Features
Commission-Free Stock and ETF Trades
Trading 212 charges no commission on stock or ETF trades, making it a favourite among retail traders who want to keep costs minimal.
Fractional Shares from £1
Investors can buy into global companies like Apple or Amazon for as little as £1. This feature opens doors for beginners with smaller budgets to diversify across blue-chip stocks.
ISA Accounts
Unlike many global apps, Trading 212 supports Stocks & Shares ISAs, which allow UK investors to trade tax-efficiently. This makes it particularly appealing for long-term savers.
Practice Mode
The app includes a virtual trading feature, letting users experiment with a simulated £50,000 portfolio. It’s a safe environment to test strategies before moving into real money.
Clean and Intuitive Mobile Experience
The app’s interface is sleek, minimal, and easy to navigate. For traders new to mobile investing, this simplicity makes the experience less intimidating.
Pros & Cons
| Pros | Cons |
| Zero commission on stocks & ETFs | Limited advanced analytics |
| FCA regulated | Occasional app downtime |
| Fractional shares from £1 | No crypto trading |
| ISA account support | Phone support not available |
| Easy-to-use interface | Popular features sometimes capped |
Pricing
- Stocks & ETFs: 0% commission
- ISA Account: Free up to £20,000 allowance
- CFDs (on Trading 212 CFD app): Variable spreads
- Minimum Deposit: £1
Best For Beginner to Intermediate UK Investors
Trading 212 works best for:
- New UK investors — looking for a safe and easy entry point.
- ISA-focused savers — who want tax-efficient investing.
- Budget-conscious traders — starting with just £1.
- ETF buyers — interested in commission-free diversified funds.
If you’re UK-based, open a Trading 212 ISA account to benefit from tax savings while investing commission-free. A little-known tip is to use their “Pie” feature to build and automate custom portfolios, great for dollar-cost averaging.
How to Use Trading 212 for UK Investing Success
Set up an ISA if you’re in the UK, build a diversified “Pie” portfolio, and use fractional shares to gain exposure to expensive global companies without over-committing capital.
Best Alternate Tool
Freetrade — another UK-based commission-free platform that also supports ISA accounts and has a strong focus on beginner investors.
3. Freetrade – Simple Investing with ISA Support
Freetrade is a UK-based stock trading app designed with beginners in mind. Unlike many global apps, Freetrade focuses specifically on UK investors, offering commission-free trades, ISA accounts, and a simple mobile-first design. With over 1 million users, it appeals to those who want long-term investing without overcomplicated features.
Key Features
Commission-Free Stock Trading
Freetrade lets you invest in UK and US stocks without paying commission. This makes it cost-effective for traders building portfolios gradually.
Stocks & Shares ISA
For UK investors, Freetrade’s ISA support is a major advantage. You can invest up to £20,000 annually in a tax-free wrapper, helping you keep more of your returns.
Fractional Shares
Similar to Trading 212, Freetrade allows fractional share investing. This enables access to high-value stocks like Alphabet or Tesla with smaller amounts.
Clean, Beginner-Friendly Interface
The platform is stripped of unnecessary complexity, making it easy to use for those just starting their investing journey.
Subscription Tiers
Freetrade offers premium tiers such as Freetrade Plus, which include access to more stocks, priority customer service, and advanced features like limit orders.
Pros & Cons
| Pros | Cons |
| Commission-free trades | Smaller stock selection than rivals |
| ISA account support | Advanced charting limited |
| FCA regulated | Subscription fees for extras |
| Fractional shares available | No crypto trading |
| Beginner-friendly app | No desktop platform |
Pricing
- Stocks & ETFs: 0% commission
- ISA Account: £5.99/month (tax-free investing)
- Freetrade Plus: £9.99/month (more stocks & features)
- Minimum Deposit: £2
Best For UK Investors Who Want Long-Term Tax-Efficient Portfolios
Freetrade is especially suited for:
- Long-term UK investors — focused on ISA tax benefits.
- Beginners — who want a simple, easy-to-use platform.
- Small investors — starting with just a few pounds.
- ETF buyers — looking for cost-effective diversification.
If you plan to invest long term, Freetrade’s ISA account is a strong reason to pick it over global apps. A tip many miss: Freetrade Plus not only gives access to more stocks but also adds limit orders, a crucial tool for disciplined traders.
How to Use Freetrade for UK ISA Growth
Use the ISA to grow a tax-free portfolio, start with fractional shares to diversify, and consider upgrading to Plus if you want broader access and trading features.
Best Alternate Tool
Hargreaves Lansdown — a more established UK broker with ISA and SIPP support, ideal for those wanting broader services beyond just mobile trading.
4. IG – Advanced Trading Platform for Active Investors
IG is one of the oldest and most trusted stock trading apps in the UK, founded in 1974. Known for its advanced trading tools and wide market access, IG is built for serious and active traders who need more than just a beginner-friendly platform. It’s FCA regulated and offers everything from traditional stock investing to CFDs and forex, making it one of the most versatile platforms on the market.
Key Features
Advanced Charting Tools
IG provides professional-grade charts with over 100 technical indicators. Active traders can use these to perform in-depth market analysis and build precise trading strategies.
Access to Global Markets
IG grants access to more than 17,000 markets, including stocks, ETFs, indices, forex, and commodities. For traders who want exposure beyond the UK, IG delivers unmatched breadth.
Education and Research Hub
IG Academy offers free online courses, live webinars, and tutorials to help traders improve. This makes it appealing to both beginners and experienced traders looking to refine their skills.
Web, Mobile, and Desktop Platforms
Unlike mobile-first competitors, IG offers full trading functionality across web and desktop platforms alongside its mobile app. This flexibility appeals to traders who prefer multi-device accessibility.
ISA and SIPP Accounts
Long-term UK investors can benefit from ISA and SIPP options for tax-efficient investing. This positions IG as a strong choice for retirement planning as well as short-term trading.
Pros & Cons
| Pros | Cons |
| Access to 17,000+ markets | Higher trading fees than some apps |
| Advanced charting & analytics | £8 commission on UK shares |
| FCA regulated | Learning curve for beginners |
| ISA and SIPP options | Minimum deposit required |
| Trusted broker since 1974 | No free trial like rivals |
Pricing
- UK Shares: £8 commission (drops to £3 after 10+ trades/month)
- US Shares: £10 commission (reduced with frequent trading)
- CFDs & Forex: Variable spreads
- ISA/SIPP Accounts: Annual fees apply
- Minimum Deposit: £250
Best For Active UK Traders and Professionals
IG is best suited for:
- Active traders — needing advanced charting and analysis tools.
- Global investors — wanting access to international markets.
- Long-term UK savers — looking for ISA and SIPP tax wrappers.
- Professional traders — requiring desktop trading capabilities.
IG is a powerhouse for active traders. If you’re trading frequently, take advantage of their reduced commission structure after 10 trades per month. Pro tip: use IG Academy to improve your technical trading skills — a free resource many overlook.
How to Use IG for UK Market Access
Use the platform’s global reach to diversify across markets. Combine ISA/SIPP accounts for long-term planning while using the CFD platform for active, short-term trading.
Best Alternate Tool
Saxo Markets — another strong option for professionals seeking advanced tools and wide market coverage.
5. Saxo Markets – Professional-Grade Platform for Serious Investors
Saxo Markets is a premium stock trading app in the UK tailored for serious and professional investors. Known for its powerful platforms (SaxoTraderGO and SaxoTraderPRO), Saxo offers access to 40,000+ instruments across 60 markets worldwide. While its higher deposit requirements may deter beginners, its tools and global reach make it a top pick for advanced traders who demand sophistication and flexibility.
Key Features
Global Market Access
With Saxo, you can trade UK and international stocks, ETFs, bonds, forex, and commodities. Few apps in the UK offer this breadth, making it ideal for diversification.
SaxoTraderGO and PRO Platforms
The two trading platforms are designed for different levels. SaxoTraderGO works well for advanced retail traders, while SaxoTraderPRO offers institutional-grade charting and execution for professionals.
Risk Management Tools
Saxo provides advanced order types and risk tools such as stop limits, trailing stops, and margin protection. These features give professionals more control over their strategies.
Research and Analysis
Saxo Markets includes access to premium research reports, market commentary, and trading signals, giving traders an informational edge.
Account Types
Beyond standard accounts, Saxo offers professional and VIP accounts with tighter spreads, personal relationship managers, and exclusive features.
Pros & Cons
| Pros | Cons |
| Access to 40,000+ instruments | £500 minimum deposit |
| Professional trading tools | Higher fees for smaller investors |
| FCA regulated | Platforms may overwhelm beginners |
| Strong global reach | No free trading like rivals |
| Premium research access | Best features locked to VIP tiers |
Pricing
- UK Shares: £5.99 per trade (volume discounts apply)
- US Shares: $3 per trade
- CFDs & Forex: Variable spreads
- Minimum Deposit: £500
- Premium Accounts: Higher deposits required (£200,000 for VIP)
Best For Advanced and Professional UK Traders
Saxo is perfect for:
- Experienced traders — looking for pro-level tools.
- High-net-worth investors — who want global access.
- Institutional-style traders — who need tight spreads and fast execution.
- UK investors seeking research — relying on professional-grade insights.
Saxo is a serious platform for serious traders. If you want to reduce trading costs, aim for higher monthly volumes to qualify for discounted commissions. A tip: even if you don’t qualify for VIP, SaxoTraderGO still provides outstanding charting and execution compared to most retail apps.
How to Use Saxo Markets for Professional Trading
Use SaxoTraderPRO if you want the most advanced setup. For regular advanced traders, SaxoTraderGO strikes a balance between features and usability. Pair this with Saxo’s research hub to gain market insights others might miss.
Best Alternate Tool
IG — a strong alternative for advanced traders who want high-level tools but with a lower minimum deposit requirement.
6. Plus500 – CFD Trading with Risk Management Tools
Plus500 is a well-established CFD trading app in the UK that caters primarily to short-term traders and those interested in leveraged products. With over 22 million registered users worldwide, it is known for its intuitive mobile interface and comprehensive range of CFDs on stocks, indices, forex, commodities, ETFs, and options. FCA regulation ensures security, and its built-in risk management tools set it apart for UK traders.
Key Features
Wide CFD Selection
Plus500 provides access to thousands of CFD instruments across global markets, making it a versatile choice for traders who prefer speculative opportunities.
Negative Balance Protection
This feature ensures traders never lose more money than they deposit, a critical safety net when trading leveraged CFDs.
Risk Management Tools
Plus500 includes advanced order types like guaranteed stop-loss orders, trailing stops, and price alerts. These tools allow traders to manage risk more effectively.
Intuitive Mobile App
The Plus500 app is streamlined and user-friendly, designed for fast trade execution and ease of navigation. It appeals especially to mobile-first traders.
Free Demo Account
Users can practise trading with a risk-free demo account, helping beginners familiarise themselves with CFDs before trading with real money.
Pros & Cons
| Pros | Cons |
| Access to wide CFD range | CFDs only, no real stock ownership |
| FCA regulated | Overnight fees on leveraged trades |
| Negative balance protection | Limited research tools |
| Easy-to-use mobile app | Limited educational content |
| Risk management features | Spreads can vary significantly |
Pricing
- CFDs: Variable spreads depending on instrument
- Overnight Financing: Fees apply for holding leveraged positions
- Withdrawal Fees: None (bank charges may apply)
- Minimum Deposit: £100
Best For CFD Traders and Short-Term Speculators in the UK
Plus500 works best for:
- Short-term traders — looking to speculate on price moves.
- CFD specialists — needing access to leveraged markets.
- UK beginners — testing strategies on the free demo account.
- Risk-conscious traders — who value guaranteed stop-loss orders.
Plus500 is ideal for those who prefer trading CFDs over owning stocks. Pro tip: make use of guaranteed stop-loss orders — they might cost a small premium, but they can save you from unexpected market gaps.
How to Use Plus500 for Safer CFD Trading
Begin with the demo account, learn how spreads and overnight fees impact profits, and always use stop-loss orders. For UK traders, stick with FCA-regulated accounts to ensure compliance and safety.
Best Alternate Tool
Capital.com — another FCA-regulated CFD platform with AI-driven insights and strong educational resources.
7. Hargreaves Lansdown – Trusted Broker for Long-Term UK Investors
Hargreaves Lansdown (HL) is the UK’s largest investment platform, with over 1.8 million clients and £120bn in assets under management. Known for reliability and service, HL offers stocks, ETFs, funds, ISAs, and pensions. While fees are higher than newer apps, its reputation, research tools, and breadth of investment options make it a top pick for long-term UK investors.
Key Features
Wide Range of Investment Options
HL supports shares, funds, ETFs, investment trusts, and bonds. This makes it attractive to UK investors seeking a full-service broker.
ISA and SIPP Accounts
HL is one of the strongest choices for tax-efficient investing. You can open a Stocks & Shares ISA or a Self-Invested Personal Pension (SIPP), making it ideal for retirement planning.
Research and Advice
The platform offers detailed market analysis, research reports, and even financial advice for clients who want extra guidance.
Web and Mobile Platforms
HL offers both web and mobile platforms, ensuring convenience whether you prefer a desktop or app-based experience.
Strong Customer Support
One of HL’s standout points is its UK-based customer support, which is consistently rated highly compared to many app-only rivals.
Pros & Cons
| Pros | Cons |
| FCA regulated | Higher fees than rivals |
| ISA and SIPP options | £11.95 trading fee unless frequent trader |
| Strong research tools | App less modern than competitors |
| Huge investment range | No commission-free trades |
| Trusted reputation | More suited for long-term investors |
Pricing
- UK Shares: £11.95 per trade (reduced to £5.95 for frequent traders)
- Funds: Annual charge of 0.45% (tiered)
- ISA/SIPP Fees: Same as fund fees
- Minimum Deposit: £1 for funds, £100 for shares
Best For Long-Term UK Investors and Retirement Planning
HL is best suited for:
- Long-term investors — looking for stability and broad market access.
- ISA savers — who want tax-efficient investing.
- SIPP users — focusing on retirement planning.
- Research-driven traders — who value in-depth reports and guidance.
If you’re building a serious long-term portfolio, HL is worth the higher fees thanks to its breadth of options and strong service.
Pro tip: Frequent traders should aim for 10+ trades/month to cut share dealing fees nearly in half.
How to Use Hargreaves Lansdown for Retirement and Wealth Building
Set up an ISA for tax-free savings and consider adding a SIPP for retirement planning. Use HL’s research tools to screen funds and ETFs tailored to your goals.
Best Alternate Tool
Interactive Investor — another full-service UK broker, but with a flat monthly fee model that may suit frequent investors better.
8. Interactive Investor – Flat-Fee Broker for Serious UK Investors
Interactive Investor (II) is one of the largest stock trading platforms in the UK, serving over 400,000 clients. Unlike commission-free apps, it uses a flat monthly fee model, which can work out cheaper for serious investors with larger portfolios. It offers a wide range of investments, including shares, ETFs, funds, trusts, and pensions, and is FCA regulated.
Key Features
Flat Monthly Fee
Instead of percentage-based account fees, II charges a flat monthly fee (starting at £9.99). This makes it more cost-effective for investors with significant portfolios.
Wide Investment Choices
Interactive Investor supports 40,000+ UK and global investment options, making it one of the most comprehensive platforms available.
ISA and SIPP Options
You can open an ISA, Junior ISA, or SIPP, making it suitable for both long-term savers and family investors.
Regular Investing
II allows automated monthly investing from as little as £25, perfect for UK investors using a cost-averaging strategy.
Market Research and Tools
The platform provides extensive research, investment ideas, and curated lists like “Super 60,” a shortlist of funds and trusts recommended by their analysts.
Pros & Cons
| Pros | Cons |
| Flat monthly fee | Expensive for very small portfolios |
| FCA regulated | £7.99 per trade still applies |
| Wide investment range | App interface less sleek than rivals |
| ISA and SIPP available | Beginners may find it overwhelming |
| Strong research and curated lists | Monthly fee can add up if inactive |
Pricing
- Monthly Fee: £9.99 (Investor plan)
- Share Dealing: £7.99 per trade
- Regular Investing: £0 per trade
- ISA and SIPP: Included in monthly plans
- Minimum Deposit: £100
Best For Serious UK Investors and Long-Term Portfolios
Interactive Investor is ideal for:
- High-value portfolios — where flat fees save money.
- Long-term investors — who want ISAs and SIPPs.
- DIY investors — managing diverse assets.
- Research-focused traders — who benefit from analyst recommendations.
If you’re investing more than £50,000, II’s flat-fee structure is far more cost-effective than percentage-based brokers.
Pro tip: Use their Super 60 fund list to shortcut fund research — it’s curated by investment experts and saves time.
How to Use Interactive Investor for UK Wealth Growth
Set up a monthly investment plan to avoid trading fees, and consolidate accounts under one roof to get the most value out of the flat-fee model.
Best Alternate Tool
Hargreaves Lansdown — better for those with smaller portfolios who may not benefit from II’s flat-fee system.
9. Capital.com – AI-Powered CFD and Stock Trading
Capital.com is a fast-growing stock trading app in the UK, offering commission-free stock trading alongside CFDs on multiple asset classes. With over 7 million users worldwide, it stands out for its AI-powered insights and strong educational resources, making it a good fit for both beginners and more experienced traders who want intelligent tools.
Key Features
Commission-Free Stock Investing
Capital.com offers 0% commission on real stock trades, appealing to UK investors who want cost-effective equity exposure.
AI-Powered Insights
The app uses AI to analyse trading patterns and suggest improvements. This feature helps traders refine strategies and avoid common behavioural mistakes.
CFD Trading on Multiple Assets
Beyond stocks, users can trade CFDs on forex, indices, commodities, and cryptocurrencies, making Capital.com versatile for speculative strategies.
Strong Educational Content
The app includes Investmate, a free learning app with courses, quizzes, and trading guides designed for beginners.
User-Friendly Mobile Experience
Capital.com’s app is sleek and intuitive, ideal for mobile-first UK traders who want fast execution and smart tools.
Pros & Cons
| Pros | Cons |
| Commission-free stock investing | CFDs carry high risk |
| FCA regulated | Limited long-term investment tools |
| AI-driven insights | No ISA or SIPP support |
| Wide asset coverage | No phone support |
| Strong educational resources | Overnight fees on CFDs |
Pricing
- Stocks: 0% commission
- CFDs: Variable spreads
- Minimum Deposit: £20 (card), £250 (bank transfer)
- Withdrawal Fees: None
Best For UK Beginners and CFD Traders Seeking Smart Tools
Capital.com works well for:
- Beginners — who want AI tools to guide their learning.
- Mobile traders — seeking a smooth app interface.
- CFD speculators — looking for a low-barrier entry.
- UK learners — who benefit from integrated education.
Capital.com is an excellent starting point for new traders who want both education and live markets. Pro tip: use the Investmate learning app alongside the main trading app to build knowledge while practising with small trades.
How to Use Capital.com for Smarter Trading
Start with a demo account, learn through Investmate, then use AI insights to review and improve your trading patterns. Stick with commission-free stocks for long-term positions and CFDs for short-term strategies.
Best Alternate Tool
Plus500 — another FCA-regulated CFD broker, but with a stronger focus on risk management tools rather than AI.
10. FinecoBank – Multi-Market Trading for UK and Europe
FinecoBank is an Italian banking group that has expanded strongly into the UK market, offering a stock trading app that combines shares, ETFs, funds, CFDs, and banking services under one roof. With 1.5 million clients in Europe, Fineco appeals to UK investors who want access to both UK and European exchanges with low, transparent fees.
Key Features
Multi-Market Access
Fineco allows trading on 20+ global markets, including London, US, and European exchanges. This is ideal for UK investors who want European diversification without multiple accounts.
Low Share Dealing Fees
UK shares can be traded for as little as £2.95 per trade, which is cheaper than many traditional brokers.
Integrated Banking Services
Unlike most trading apps, Fineco also offers current accounts, savings, and debit cards, giving users a full financial ecosystem.
Platform Variety
Fineco provides web, desktop, and mobile trading platforms, catering to both casual investors and active traders.
Educational Support
The platform offers webinars, guides, and training resources, making it useful for UK traders who want to expand their knowledge.
Pros & Cons
| Pros | Cons |
| Low trading fees on UK shares | No commission-free option |
| FCA regulated | £100 minimum deposit |
| Multi-market access | No ISA or SIPP accounts |
| Integrated banking features | Learning curve for new users |
| Desktop and mobile platforms | Customer service less responsive |
Pricing
- UK Shares: £2.95 per trade
- US Shares: $3.95 per trade
- CFDs & Forex: Variable spreads
- Minimum Deposit: £100
- Banking Fees: Free current account with trading
Best For UK and European Investors Who Want Low-Cost Access
FinecoBank is best for:
- Cross-border investors — trading UK, US, and EU shares.
- Cost-conscious traders — seeking low per-trade fees.
- Active investors — who value desktop trading tools.
- UK users — wanting both trading and banking services in one account.
Fineco is one of the cheapest ways to trade UK shares at £2.95. Pro tip: use their desktop trading platform for professional charting and order execution — it’s far more advanced than the mobile app alone.
How to Use FinecoBank for UK and European Investing
Open a Fineco account for both banking and trading, use the low-cost per-trade structure for frequent UK stock trades, and diversify into European markets easily within one app.
Best Alternate Tool
DEGIRO — another low-cost broker offering international access, but without the banking services Fineco provides.
11. DEGIRO – Low-Cost Broker with Global Access
DEGIRO is a popular low-cost stock trading app in the UK, serving more than 2.5 million clients across Europe. It stands out for its rock-bottom trading fees and wide access to global markets. While it doesn’t offer ISA or SIPP accounts, DEGIRO is ideal for cost-conscious investors who want exposure to international stocks and ETFs at minimal cost.
Key Features
Ultra-Low Trading Fees
UK shares start at just £1.75 + 0.014% per trade, making DEGIRO one of the cheapest brokers available to UK investors.
Access to Global Exchanges
DEGIRO provides access to 50+ exchanges in 30 countries, including Europe, the US, Asia, and Australia. This makes it perfect for investors looking to build an international portfolio.
Wide Range of ETFs
Thousands of ETFs are available, with a selection of commission-free ETFs for long-term, cost-effective investing.
Regulated and Trusted
DEGIRO is regulated in multiple European jurisdictions and complies with UK investor protection standards, ensuring safety for account holders.
Professional Trading Platform
Its platform is designed for serious investors, with detailed analytics, though it’s less beginner-friendly compared to some mobile-first apps.
Pros & Cons
| Pros | Cons |
| Ultra-low trading fees | No ISA or SIPP support |
| Global exchange access | No demo account |
| FCA-compliant | Fewer educational resources |
| Wide ETF availability | Less intuitive for beginners |
| Professional platform | No commission-free UK shares |
Pricing
- UK Shares: £1.75 + 0.014% per trade
- US Shares: €1 + $0.004 per share
- ETFs: Some free, others low-cost
- Minimum Deposit: None required
Best For Cost-Conscious UK Investors Seeking Global Diversification
DEGIRO is best for:
- UK investors — focused on minimising trading fees.
- Global traders — wanting exposure across 30+ markets.
- ETF investors — benefiting from commission-free options.
- Experienced investors — who can navigate a professional platform.
DEGIRO is one of the cheapest ways to invest globally. Pro tip: take advantage of their list of commission-free ETFs — it’s an underused feature that allows UK investors to build a diversified portfolio at no extra cost.
How to Use DEGIRO for Low-Cost Global Investing
Focus on ETFs for long-term cost efficiency, and use DEGIRO’s international access to diversify beyond the UK market. Keep trades larger in value to make the small percentage fee structure even more cost-effective.
Best Alternate Tool
FinecoBank — another affordable option for UK and EU shares, but with added banking features that DEGIRO doesn’t provide.
12. Robinhood UK – Commission-Free US Stock Trading (Coming 2025)
After years of anticipation, Robinhood is finally expanding into the UK in 2025. Famous for pioneering commission-free trading in the US, the app will bring its slick interface and fractional share investing to UK traders. While details on the UK rollout are still being finalised, it’s expected to compete strongly with eToro, Trading 212, and Freetrade.
Key Features
Commission-Free US Stock Trading
Robinhood will allow UK investors to trade US-listed stocks without paying commission. This gives cost-conscious traders cheap access to Wall Street.
Fractional Shares
Like its US counterpart, Robinhood UK will include fractional shares, allowing investments in high-value stocks such as Apple or Amazon with just a few pounds.
Options Trading
One of Robinhood’s standout features in the US is options trading. If rolled out in the UK, this could make Robinhood unique compared to most UK brokers.
Intuitive Mobile Experience
Robinhood is known for its sleek design and easy-to-use mobile interface, attracting younger investors and mobile-first traders.
Crypto Trading (TBC in UK)
In the US, Robinhood supports cryptocurrency trading. It’s yet to be confirmed whether this feature will launch in the UK version.
Pros & Cons
| Pros | Cons |
| Zero-commission US stock trades | No UK launch until 2025 |
| Fractional shares | Limited info on UK features |
| Sleek, easy-to-use app | No ISA or SIPP announced |
| Potential options trading | Previous controversies in US |
| FCA-regulated on launch | Limited research tools |
Pricing
- Stocks: 0% commission
- Options (TBC): Free (if US model applies)
- Fractional Shares: Minimum £1
- Minimum Deposit: Expected to be low (around £1–£10)
Best For Younger UK Traders Seeking US Market Access
Robinhood UK is likely best for:
- Beginner investors — wanting commission-free trading.
- US stock traders — who want Wall Street access.
- Mobile-first users — attracted by a sleek interface.
- Younger UK traders — who want fractional shares.
Robinhood’s UK launch is set to shake up the market.
Pro tip: Join the waitlist early to gain priority access when it goes live in 2025, since availability may be staggered.
How to Use Robinhood UK for US Stock Trading
Use the platform primarily for cheap access to US equities, and take advantage of fractional shares to build exposure to major US tech stocks. Keep an eye on whether crypto and options trading will be included.
Best Alternate Tool
Stake — another app that already allows UK investors to trade US shares commission-free.
13. XTB – Forex and CFD Trading with Pro-Level Tools
XTB is one of Europe’s largest stock trading and CFD platforms, with more than 700,000 clients worldwide. Best known for its award-winning xStation 5 platform, XTB caters to UK traders who want advanced charting, fast execution, and a broad selection of CFDs on stocks, forex, indices, and commodities. Fully FCA regulated, it’s a trusted option for traders who need more than just basic investing tools.
Key Features
xStation 5 Platform
The proprietary xStation 5 provides advanced charting, market sentiment data, real-time performance analytics, and fast order execution — perfect for traders who rely on technical analysis.
CFD Trading Across Markets
XTB offers CFDs on stocks, forex, indices, ETFs, and commodities, giving UK traders broad exposure with leverage options.
Educational Resources
The platform includes an extensive Trading Academy, with video courses, webinars, and trading guides tailored for all experience levels.
Market Analysis Tools
XTB provides built-in research tools like market news, economic calendars, and stock screeners, helping traders make informed decisions.
FCA Regulation and Safety
XTB’s UK branch is fully regulated by the FCA, giving traders confidence in the platform’s compliance and protections.
Pros & Cons
| Pros | Cons |
| Advanced xStation 5 platform | CFDs only, no real stock ownership |
| FCA regulated | Overnight fees on leveraged trades |
| Wide CFD selection | £250 minimum deposit |
| Strong educational resources | No ISA or SIPP accounts |
| Fast execution speeds | Limited to trading, not long-term investing |
Pricing
- Stocks (CFDs): 0% commission (spreads apply)
- Forex: Spreads from 0.1 pips (Pro accounts)
- Minimum Deposit: £250
- Withdrawal Fees: None for standard withdrawals
Best For Active CFD and Forex Traders in the UK
XTB is best suited for:
- Active traders — who rely on technical analysis.
- Forex specialists — who want tight spreads.
- CFD speculators — looking for global markets.
- Intermediate traders — who benefit from educational resources.
XTB is built for serious traders who want pro-level features.
Pro tip: Use the market sentiment tool inside xStation 5 to see how other traders are positioned — a feature many overlook when planning trades.
How to Use XTB for Smarter CFD Trading
Leverage xStation 5’s analytics and sentiment tools to refine your strategy, use demo trading to practise, and gradually scale into live trades with tight stop-losses.
Best Alternate Tool
AvaTrade — another FCA-regulated CFD and forex broker, offering copy trading options that XTB does not.
14. AvaTrade – CFD and Forex Broker with Copy Trading Options
AvaTrade is a long-standing CFD and forex trading app that has been active since 2006 and now serves over 400,000 registered users worldwide. With FCA regulation and multiple platform choices, including MetaTrader 4, MetaTrader 5, and AvaTradeGO, it’s a strong option for UK traders who want flexibility, copy trading, and exposure to global markets.
Key Features
Wide CFD Offering
AvaTrade supports CFDs on stocks, forex, indices, ETFs, options, and cryptocurrencies, giving traders access to thousands of markets with leverage.
Copy Trading with AvaSocial
Through its AvaSocial app, traders can copy the strategies of experienced investors, similar to eToro’s CopyTrading. This is especially useful for beginners.
Multiple Platforms
Traders can choose between AvaTradeGO (user-friendly mobile app), MetaTrader 4/5 (professional platforms), and WebTrader. This variety makes it suitable for both beginners and pros.
Risk Management Tools
The app offers advanced order types, margin protection, and negative balance protection, helping UK traders control risk when trading leveraged products.
Strong Educational Resources
AvaTrade includes free video tutorials, eBooks, and webinars, supporting beginner traders who want to improve their knowledge.
Pros & Cons
| Pros | Cons |
| Multiple trading platforms | CFDs only, no share ownership |
| FCA regulated | Overnight financing fees |
| Copy trading via AvaSocial | £100 minimum deposit |
| Wide asset coverage | Inactivity fees after 3 months |
| Strong educational resources | Customer support could be faster |
Pricing
- Stocks (CFDs): Variable spreads
- Forex: Spreads from 0.9 pips
- Options Trading: Available
- Minimum Deposit: £100
- Withdrawal Fees: None
Best For UK Traders Seeking Copy Trading and Platform Flexibility
AvaTrade is best suited for:
- Beginner traders — who can learn by copying others.
- Forex traders — using MT4/MT5 for advanced strategies.
- Mobile-first investors — who prefer AvaTradeGO.
- UK traders — needing FCA-regulated safety.
AvaTrade combines broad CFD access with copy trading. Pro tip: beginners should start with AvaSocial to follow experienced traders, while advanced users will benefit more from MetaTrader 5’s technical depth.
How to Use AvaTrade for CFD Success
Start with AvaTradeGO for simple mobile trading, then progress to MT4/MT5 for deeper strategies. Use AvaSocial if you prefer learning through copying experienced traders’ moves.
Best Alternate Tool
XTB — another strong CFD broker, but with more emphasis on advanced charting through its xStation 5 platform.
15. Libertex – CFD Trading with Simple User Experience
Libertex has been around since 1997 and serves over 2.2 million users worldwide, making it one of the more established CFD trading apps in the UK. Known for its simplicity and straightforward fee structure, Libertex focuses on beginners and intermediate traders who want exposure to CFDs on stocks, indices, forex, commodities, and crypto, without dealing with hidden charges.
Key Features
CFD Trading on Multiple Assets
Libertex offers CFDs on over 250 instruments, including stocks, indices, ETFs, forex pairs, and cryptocurrencies, giving UK traders a wide selection of speculative opportunities.
Fixed Commissions
Unlike many CFD brokers that use spreads, Libertex charges low, fixed commissions per trade, making costs predictable and easy to understand.
User-Friendly App
The Libertex platform is designed for beginners, with a clean interface and quick order execution. It’s less intimidating than some advanced platforms like MetaTrader or xStation.
Demo Account
Traders can practise strategies using a free demo account before committing real money, which helps new users build confidence.
Multi-Platform Access
In addition to its native app, Libertex supports MetaTrader 4 and MetaTrader 5, offering flexibility for advanced traders.
Pros & Cons
| Pros | Cons |
| Fixed commissions, transparent costs | CFDs only, no stock ownership |
| FCA regulated | Limited advanced tools |
| Beginner-friendly interface | Fewer instruments than big rivals |
| Demo account available | Overnight fees on leveraged trades |
| Supports MT4/MT5 | No ISA or SIPP options |
Pricing
- Stocks (CFDs): From 0.1% commission per trade
- Forex/Indices/Commodities: Variable low commissions
- Minimum Deposit: £10
- Withdrawal Fees: Small fees may apply depending on method
Best For UK Beginners Who Want Simple CFD Trading
Libertex is best suited for:
- New CFD traders — who want low, transparent commissions.
- Mobile traders — needing a straightforward interface.
- Small investors — with minimum deposits as low as £10.
- Intermediate traders — who prefer MT4/MT5 integration.
Libertex is ideal if you want a no-frills CFD platform with clear pricing. Pro tip: start on the native app to learn, but graduate to MT4/MT5 for advanced tools once you’re comfortable.
How to Use Libertex for Smarter Trading
Open a demo account to familiarise yourself with the fixed commission model, then transition to live trading with small amounts. Consider using MT4/MT5 for deeper charting and strategy building.
Best Alternate Tool
Plus500 — another FCA-regulated CFD broker, but with more emphasis on built-in risk management tools.
16. Wealthify – Automated Investing for Passive UK Traders
Wealthify is a UK-based robo-advisor app owned by Aviva, designed for investors who want a hands-off approach. Instead of manually buying and selling stocks, Wealthify builds and manages a diversified portfolio for you. With FCA regulation and FSCS protection, it’s one of the safest ways for UK investors to grow wealth passively.
Key Features
Automated Portfolios
Wealthify offers ready-made investment portfolios managed by experts. You simply choose your risk level, and the platform handles the rest.
Stocks & Shares ISA
UK investors can open a tax-efficient Stocks & Shares ISA, making Wealthify an attractive option for long-term savers.
Ethical Investing Options
The platform includes ethical portfolios, focusing on socially responsible companies for investors who want sustainability alongside returns.
Low Minimum Investment
You can start investing with as little as £1, making Wealthify one of the most accessible robo-advisors in the UK.
Backed by Aviva
Being owned by Aviva adds trust and credibility, reassuring UK investors about the safety of their funds.
Pros & Cons
| Pros | Cons |
| FCA regulated & FSCS protected | 0.6% annual management fee |
| Ethical investing options | No direct stock picking |
| ISA accounts available | Limited control over portfolio |
| Low minimum deposit | Fewer advanced features |
| Backed by Aviva | Less suitable for active traders |
Pricing
- Annual Fee: 0.6% (plus fund fees, ~0.2%)
- ISA Account: Included
- Minimum Deposit: £1
- Withdrawal Fees: None
Best For UK Investors Seeking Passive Wealth Growth
Wealthify is best suited for:
- New investors — who want automated portfolios.
- Long-term savers — who value ISA tax efficiency.
- Ethical investors — seeking sustainable options.
- UK beginners — starting with minimal capital.
Wealthify is perfect if you want to “set it and forget it.” Pro tip: choose the ethical portfolio option if you want sustainability while still gaining market exposure — many UK investors overlook this choice.
How to Use Wealthify for Long-Term Investing
Set up a direct debit for monthly contributions into your ISA account, choose your risk profile, and let Wealthify’s automated system manage your investments.
Best Alternate Tool
Nutmeg — another UK robo-advisor, with more portfolio customisation and pension options.
17. Nutmeg – Managed Portfolios for Long-Term UK Investors
Nutmeg is one of the UK’s leading robo-advisor apps, owned by JPMorgan Chase. With more than 200,000 clients and £4.5 billion in assets under management, Nutmeg is a strong choice for investors who prefer managed portfolios over DIY trading. Its focus on ISAs, pensions, and general investment accounts makes it ideal for long-term wealth building.
Key Features
Managed Portfolios
Nutmeg offers four types of portfolios: Fixed Allocation, Fully Managed, Socially Responsible, and Smart Alpha (powered by JPMorgan). This flexibility allows UK investors to align investments with goals and values.
Stocks & Shares ISA and Pension
Nutmeg supports both Stocks & Shares ISAs and personal pensions, making it attractive for tax-efficient long-term saving.
Transparent Fees
Nutmeg charges a clear percentage-based annual fee depending on portfolio type, with no hidden costs.
Goal-Based Investing
You can set specific goals (like retirement or buying a home), and Nutmeg designs a portfolio tailored to those objectives.
Mobile and Web Access
The Nutmeg app and web platform provide easy account management and portfolio monitoring.
Pros & Cons
| Pros | Cons |
| FCA regulated & FSCS protected | 0.75% annual fee (higher than some rivals) |
| Wide range of portfolio choices | No individual stock trading |
| ISA and pension accounts | Less control for advanced traders |
| Backed by JPMorgan | £500 minimum for some accounts |
| Transparent fees | Performance varies with market |
Pricing
- Fixed Allocation Portfolio: 0.45% annually
- Fully Managed Portfolio: 0.75% annually (tiered lower on larger sums)
- Smart Alpha: 0.75% annually
- Minimum Deposit: £100 for ISAs, £500 for pensions
Best For UK Investors Focused on Long-Term, Hands-Off Portfolios
Nutmeg is best for:
- ISA savers — wanting a managed approach.
- Pension planners — looking for tax-efficient retirement growth.
- Ethical investors — choosing socially responsible portfolios.
- Busy professionals — preferring automated management.
Nutmeg is one of the best robo-advisors in the UK for long-term planning. Pro tip: if you have over £100,000 to invest, Nutmeg’s tiered fee structure becomes much more competitive compared to Wealthify.
How to Use Nutmeg for Retirement and ISA Growth
Start with a Stocks & Shares ISA for tax efficiency, consider a pension for long-term planning, and adjust portfolio type (Fixed, Managed, or Smart Alpha) based on your risk appetite.
Best Alternate Tool
Wealthify — a simpler robo-advisor with lower minimum deposits, though with fewer portfolio options.
18. Stake – Commission-Free Access to US Stocks
Stake is a stock trading app focused on giving UK investors commission-free access to US-listed stocks and ETFs. With more than 500,000 global users, Stake stands out for its clean interface, fractional shares, and access to over 6,000 US stocks. It’s an attractive choice for UK investors who want exposure to Wall Street without paying high fees.
Key Features
Commission-Free US Stock Trading
Stake allows UK users to trade US stocks and ETFs without commission fees, making it cost-effective for those building US-focused portfolios.
Fractional Shares
Like eToro and Robinhood, Stake supports fractional shares, letting you invest in high-value companies with as little as £1.
Fast and Simple App
The Stake app is modern and streamlined, with fast trade execution and an intuitive interface, making it ideal for mobile-first investors.
US Market Focus
Unlike other UK brokers, Stake specialises exclusively in US equities, which is beneficial for traders focused on tech giants and US growth companies.
Multiple Account Types
Stake offers both standard and premium accounts (Stake Black), with perks like instant funding and analyst ratings.
Pros & Cons
| Pros | Cons |
| Commission-free US trading | Only US markets available |
| FCA regulated | No ISA or SIPP support |
| Fractional shares | $2 FX fee per deposit |
| Modern mobile app | Limited research tools |
| Access to 6,000+ US stocks | Not ideal for UK-focused investors |
Pricing
- Stocks & ETFs: 0% commission
- FX Fee: 0.5% (min $2 per deposit)
- Stake Black (premium): £9/month for extra features
- Minimum Deposit: £50
Best For UK Traders Seeking Cheap Access to US Equities
Stake is best for:
- US-focused investors — who want exposure to Wall Street.
- Beginners — attracted by fractional shares.
- Mobile traders — who prefer sleek apps.
- UK investors — seeking commission-free access to growth stocks.
Stake is ideal if you’re focused exclusively on the US stock market.
Pro tip: upgrade to Stake Black if you want analyst ratings and instant deposits — it’s worth it for active traders.
How to Use Stake for US Market Investing
Open a standard account to start, use fractional shares for diversification, and consider Stake Black if you trade frequently or need research tools.
Best Alternate Tool
Robinhood UK (2025 launch) — another platform focusing on commission-free US stock access, but with potential extras like options trading.
19. CMC Markets – Advanced CFD Platform for Active Traders
Founded in 1989, CMC Markets is one of the most established CFD trading apps in the UK, serving both retail and professional traders. It offers access to 12,000+ instruments, including shares, indices, forex, commodities, and treasuries. With FCA regulation and strong risk management tools, CMC Markets is built for active UK traders who want a professional-grade experience.
Key Features
Extensive CFD Range
CMC provides CFDs on global stocks, ETFs, indices, forex pairs, and commodities. Its huge selection makes it one of the most comprehensive CFD platforms available.
Next Generation Platform
The Next Generation platform includes advanced charting with 115 indicators, drawing tools, and customisable layouts, making it ideal for technical traders.
Risk Management Tools
Features like guaranteed stop-loss orders and price alerts help traders reduce risk when dealing with leveraged products.
FCA Regulation and Protection
CMC is fully FCA regulated, providing security and compliance for UK traders.
Mobile App Functionality
The mobile app mirrors the Next Generation platform, providing strong charting and research capabilities on the go.
Pros & Cons
| Pros | Cons |
| Wide range of CFDs | CFDs only, no stock ownership |
| FCA regulated | Overnight financing fees |
| Advanced charting tools | High learning curve for beginners |
| Strong risk management | No ISA or SIPP support |
| Long-standing reputation | Minimum deposit £100 |
Pricing
- Stocks (CFDs): Variable spreads
- Forex: Spreads from 0.3 pips
- UK Shares (CFDs): From 0.10% per trade
- Minimum Deposit: £100
- Withdrawal Fees: None
Best For UK Active CFD Traders Who Want Pro Tools
CMC Markets is best for:
- Technical traders — needing advanced charting and analysis.
- CFD specialists — looking for broad global exposure.
- Active day traders — who rely on fast execution.
- UK professionals — who want FCA-regulated protection.
CMC is one of the most comprehensive CFD platforms. Pro tip: take advantage of the Next Generation platform’s chart layout saving feature — it saves time and makes switching between strategies seamless.
How to Use CMC Markets for UK CFD Trading
Use the demo account to get familiar with Next Generation, set up guaranteed stop-loss orders for protection, and gradually increase trade sizes as confidence builds.
Best Alternate Tool
XTB — another FCA-regulated CFD broker with advanced charting, but a lower minimum deposit for entry.
20. Revolut – Multi-Asset Trading for Casual Investors
Revolut started as a digital banking app but has grown into one of the most accessible stock trading apps in the UK. With more than 8 million UK users, Revolut allows casual investors to trade stocks, ETFs, and cryptocurrencies alongside everyday banking. While it lacks advanced features of dedicated brokers, its convenience and low barriers make it ideal for those just starting out.
Key Features
Fractional Share Trading
Revolut lets you buy fractional shares of global companies, making it easy to start with as little as £1.
Multi-Asset Access
Alongside stocks and ETFs, Revolut also supports cryptocurrency and commodities trading, appealing to users who want all-in-one access.
Subscription Tiers
Revolut offers free accounts with limited trades per month, while premium tiers (Plus, Premium, Metal) include higher allowances and reduced fees.
Integrated Banking and Trading
As a banking app first, Revolut allows you to manage money, spend abroad, and invest in one place, making it highly convenient.
Beginner-Friendly Interface
The app design is clean and simple, removing complexity for those new to investing.
Pros & Cons
| Pros | Cons |
| FCA regulated | Limited research and analytics |
| Fractional shares | Trading capped by account tier |
| Multi-asset options | No ISA or SIPP accounts |
| Beginner-friendly | Not suited for advanced traders |
| Integrated with banking app | Fees apply on free tier |
Pricing
- Stocks & ETFs: 0% commission (limits apply)
- Free Tier: 1 trade per month
- Premium Tiers: From £2.99/month (more trades included)
- Minimum Deposit: £1
Best For UK Casual Investors and Banking-App Users
Revolut is best for:
- Casual investors — dipping into the markets occasionally.
- Beginners — starting with very small amounts.
- Mobile users — who want banking and trading in one app.
- Crypto-curious investors — who also want stock exposure.
Revolut is great for beginners who want everything in one app. Pro tip: upgrade to Premium if you plan to make more than a handful of trades monthly — otherwise, fees can add up quickly.
How to Use Revolut for Simple UK Investing
Start with small fractional investments, explore different asset classes, and use Revolut as a stepping stone before moving to more advanced brokers.
Best Alternate Tool
Trading 212 — a stronger choice for commission-free investing with ISAs and more stock options.
Final Thoughts on the Best Stock Trading Apps in the UK for 2025
The UK market offers no shortage of trading platforms, but the right app depends on your goals. If you’re after commission-free trades, apps like Trading 212, Freetrade, and Stake stand out. For serious traders, IG, Saxo Markets, and CMC Markets provide advanced tools and research. If you prefer a hands-off investing style, robo-advisors like Wealthify and Nutmeg may be the best fit.
The key takeaway is that there’s no one-size-fits-all. The best stock trading app in the UK for you will depend on whether you’re a beginner, an active CFD trader, or a long-term investor building retirement wealth.
How Pearl Lemon Invest Can Support Your Trading Journey
At Pearl Lemon Invest, we understand that choosing the right trading app is just the first step. Our team helps UK investors build smarter strategies, manage portfolios, and uncover opportunities across equities, ETFs, and alternative investments.
Whether you’re just starting out with fractional shares on eToro or building a six-figure portfolio with Interactive Investor, we offer guidance designed to align with your goals.
Don’t leave your future to chance — let’s work together to make sure your investments grow in the right direction.
FAQs
- What is the safest stock trading app in the UK?
FCA-regulated apps like Hargreaves Lansdown, IG, and Interactive Investor are among the safest due to strong compliance and investor protection. - Which UK trading app is best for beginners?
eToro, Trading 212, and Freetrade are beginner-friendly with commission-free trades and fractional shares. - Can I trade US stocks from the UK?
Yes, apps like Stake, eToro, and soon Robinhood UK allow commission-free access to US markets. - Do any UK trading apps offer ISAs?
Yes, Trading 212, Freetrade, Hargreaves Lansdown, and Nutmeg all support tax-efficient ISA accounts. - What’s the cheapest stock trading app in the UK?
DEGIRO and FinecoBank are among the cheapest, offering trades from £1.75 and £2.95 respectively. - Are stock trading apps FCA regulated?
All major apps on this list, including eToro, IG, and Saxo Markets, are regulated by the FCA for UK operations. - Can I practise trading without risking money?
Yes, apps like eToro, Plus500, and Libertex offer free demo accounts for practice. - Which trading app has the best research tools?
IG, Saxo Markets, and CMC Markets stand out for advanced research and analytics. - Do UK stock trading apps allow crypto trading?
Yes, some do. eToro, Capital.com, AvaTrade, and Revolut include crypto alongside stocks. - What is the minimum deposit for most UK trading apps?
It varies — Revolut and Trading 212 start from £1, while Saxo Markets requires £500, and IG asks for £250.
